Fellow finance plc contemplated initial public offering

Access to the information and documents on this portion of the website is restricted for regulatory reasons. You are requested to review the following and confirm your country of residence. Your confirmation must be true and accurate.

This website and the information contained herein are not intended for, and must not be accessed by, or distributed or disseminated to, persons resident or physically present in the United States of America (including its territories and possessions, the “United States”), Canada, New Zealand, Australia, Japan, Hong Kong, Singapore or South Africa, and do not constitute an offer to sell or the solicitation of an offer to buy or acquire, any shares, rights or other securities of Fellow Finance Plc (the “Company”) in the United States, Canada, New Zealand, Australia, Japan, Hong Kong, Singapore and South Africa.

The contemplated initial public offering shall be governed by the laws of Finland. No action has been taken, except solely in Finland, in order to register the shares or the contemplated initial public offering or for the public offering of shares. The shares may not be, directly or indirectly, offered, sold, resold, transferred or delivered in such countries or jurisdictions or otherwise in such circumstances in which it would be unlawful or require measures other than those required under Finnish laws including the United States, Canada, New Zealand, Australia, Japan, Hong Kong, Singapore and South Africa. Neither the documents on this website nor the prospectus prepared in accordance with the Finnish Securities Market Act may be delivered to persons in the above-mentioned countries by copying or in any way whatsoever. The Company requires that the persons mentioned above in this paragraph inform themselves of the restrictions regarding the distribution and other conveyance outside of Finland as well as restrictions regarding the use of information and observe all such restrictions. Neither the Company nor the Company’s representatives have any kind of legal responsibility for such violations whether or not such restrictions were known to prospective investors. The Company reserves the right to, in its sole discretion reject any type of share subscription that the Company believes would cause the violation or breach of legislation, rule or regulation.

In order to access the information related to the contemplated initial public offering, you must certify the following:

The contemplated initial public offering shall be governed by the laws of Finland. No action has been taken, except solely in Finland, in order to register the shares of Fellow Finance Plc (the “Company”) or the contemplated initial public offering or for the public offering of shares. The shares may not be, directly or indirectly, offered, sold, resold, transferred or delivered in such countries or jurisdictions or otherwise in such circumstances in which it would be unlawful or require measures other than those required under Finnish laws including the United States of America, Canada, New Zealand, Australia, Japan, Hong Kong, Singapore and South Africa. The following documents, including the prospectus in accordance with the Finnish Securities Market Act, may not be delivered to persons in the above-mentioned countries and it must not be copied in any way whatsoever. The Company requires that the respective persons inform themselves of and observe all such restrictions. Neither the Company nor the Company’s representatives have any kind of legal responsibility for such violations whether or not such restrictions were known to prospective investors. The Company reserves the right to, in its sole discretion reject any type of share subscription that the Company believes would cause the violation or breach of legislation, rule or regulation. 19 (20)